International Health Insurance Plans

Global Care connects individuals, companies and families to dependable global health solutions that safeguard wellbeing and provide confidence in every corner of the world.

Your single point of contact for international medical insurance built on service integrity, transparency and expertise.

shape10
 
About Us About Us About Us

"We are with you wherever life takes you."

About Us

Protecting People, Empowering Organisations

Our work centres on helping people secure the medical assurance they need to thrive globally, whether you are an expat in Singapore, a family member living overseas, or permanent residents seeking broader health insurance options.

  • Our Mission
  • Our Vision
Global Care advises organisations and individuals on international private medical insurance, translating complex coverage structures into practical, accountable solutions. We assess workforce profiles, regional risks, benefit expectations, and healthcare needs, then align these with policies from leading global insurers. Our purpose is to ensure every decision supports long-term wellbeing, cost efficiency, and compliance — delivered through disciplined service and transparent partnership.
We strive to create a world where every individual and organisation can rely on healthcare that transcends borders. Our ambition is to be recognised as a trusted intermediary that sets the benchmark for ethical advice and enduring client relationships. By combining professional expertise with genuine care, we aim to build a stronger, more confident future for global health protection.
Read More

Our International Private Medical Insurance Solutions

Individual Protection

Our individual plans, including Bupa Lifeline, provide international hospital cover with access to leading medical facilities worldwide...

Read More

Tailored Corporate Solutions

For organisations, the Bupa Company Plan delivers tiered international health cover for ...

Read More

Modular Flexibility

The Bupa Worldwide Health Options plan allows individuals and families to design cover around specific needs...

Read More

Ongoing Advisory Support

Global Care acts as a long-term partner, guiding clients through every stage of their international...

Read More
Service Image

Individual Protection

Our individual plans, including Bupa Lifeline, provide international hospital cover with access to leading medical facilities worldwide. They cover in-patient and day-case treatment, cancer care, maternity, and out-patient benefits depending on plan level. Suitable for globally mobile professionals, expats in Singapore, and families, the plan ensures care continuity through 24-hour multilingual support, direct billing, and medical evacuation when needed.

Service Image

Tailored Corporate Solutions

For organisations, the Bupa Company Plan delivers tiered international health cover for employees at home or abroad. Each plan includes in-hospital treatment as standard, with out-patient, preventive-care and evacuation benefits available on higher tiers or by request. Designed for SMEs and corporations with travelling or expatriate staff, it helps businesses protect talent, support wellbeing, and manage healthcare costs with predictable, structured benefits.

Service Image

Modular Flexibility

The Bupa Worldwide Health Options plan allows individuals and families to design cover around specific needs. Starting with core hospital insurance, members can add options such as out-patient care, medicines and equipment, wellbeing (including dental and optical), and medical evacuation. This modular structure gives freedom to tailor benefits, manage premiums, and maintain the same level of protection wherever life or work leads.

Service Image

Ongoing Advisory Support

Global Care acts as a long-term partner, guiding clients through every stage of their international medical cover. From selecting the right plan and securing pre-authorisations to managing renewals and claims, we ensure each policy remains fit for purpose. Clients benefit from our close relationship with Bupa Global and Raffles Health Insurance, enabling responsive service, clear communication, and continuous protection worldwide.

Plan Overview

& Key Benefits

We partner with Bupa Global and Raffles Health Insurance to provide plans that combine world-class medical access with flexible, modular benefits — all guided by Global Care’s ongoing advisory support.

An adaptable international health plan with comprehensive hospitalisation coverage, offering three tiers of cover (Essential, Classic, Gold) for individuals and families who want versatile global protection.

Key Benefits:

  • Full cover for hospitalisation, surgery and advanced cancer treatment worldwide.
  • Direct access to specialists without GP referral, plus mental health care at the same limits as physical health.
  • Preventive and wellbeing benefits, including physiotherapy and a range of annual health checks (Classic & Gold).
  • Maternity and newborn care after qualifying periods, with home nursing and family doctor visits (Classic & Gold).
  • 24-hour multilingual support, Global Virtual Care and Second Medical Opinion service through MembersWorld.
  • Optional U.S. cover and evacuation benefits for complete worldwide protection.

A modular international health plan that lets you build coverage around your lifestyle, starting with core hospital insurance and adding options for out-patient, wellbeing and evacuation benefits.

Key Benefits:

  • Full cover for hospitalisation, surgery, cancer treatment and advanced therapies worldwide.
  • Customisable modules for out-patient care, prescriptions, dental, optical and preventive health.
  • 24-hour multilingual support, plus access to virtual consultations and the Second Medical Opinion service via MembersWorld.
  • Cover for pre-existing and chronic conditions available under specific underwriting terms.
  • Flexible deductibles across all modules to manage premium costs without reducing protection.

A comprehensive international health plan with four tiers of cover (Essential, Classic, Gold, Gold Superior) designed for organisations that value their people. It offers scalable cover for employees working at home or abroad.

Key Benefits:

  • Scalable cover levels tailored for global teams and executives.
  • Full protection for hospitalisation, cancer care and mental health (with parity to physical health).
  • Inclusive wellbeing support through Bupa LifeWorks, Global Virtual Care and Second Medical Opinion.
  • Direct settlement with over 1.9 million providers worldwide for seamless, cashless access to care.
  • Optional evacuation and repatriation for fast access to treatment anywhere in the world.

Who Should Consider International Health Insurance?

If you expect to live across multiple countries for a year or more, international health cover ensures consistent, high-quality care from everyday consultations to emergency treatment. 

  • Global Citizens & Expats
  • Families Living Overseas
  • Business Owners & Employers
  • Frequent Travellers & Remote Professionals
  • Students Studying Abroad
  • Digital Nomads & Freelances

Global Citizens & Expats

If you’re living or working abroad for the long term, local healthcare plans may not follow you. An international policy gives you peace of mind wherever you settle with hospital access, worldwide medical networks, and multilingual support.

Families Living Overseas

Relocating for work or lifestyle reasons? Protect your loved ones with cover that travels with you. From maternity and child healthcare to routine check-ups, international plans keep you and your family cared for across every stage of life.

Business Owners & Employers

Whether you manage a regional office or send staff on global assignments, consistent health coverage helps attract and retain talent. We build scalable corporate plans that align benefits, control costs, and ensure compliance worldwide.

Frequent Travellers & Remote Professionals

For those constantly on the move, travel insurance isn’t enough. International health insurance covers both emergencies and ongoing treatment, giving you uninterrupted protection between flights, projects, or contracts.

Students Studying Abroad

Student health plans are often limited. International coverage ensures you can see private doctors, access mental health care, and receive treatment globally without relying on local student clinics.

Digital Nomads & Freelancers

Work from anywhere, live everywhere — your medical protection should keep up. Flexible, portable coverage lets you receive care in your current country or fly home for treatment when you need it. With an international health insurance plan, your coverage moves as freely as you do.

why-us-02

why choose Us

Prepared Today, Protected Tomorrow

Work with Global Care to establish cover that’s ready for what lies ahead. We ensure your protection grows with your responsibilities and never falls behind your ambitions.

Our close partnership with Bupa Global and Raffles Health Insurance gives clients access to plans that balance quality and cost. We help companies and individuals compare coverage levels and find the right level of protection without paying for benefits they don’t need. With clear pricing and flexible deductibles, you gain control over spending while keeping comprehensive international cover.
Good health cover protects your health and wellbeing before issues become serious. Our plans include out-patient consultations, diagnostics, physiotherapy, and mental health support, ensuring employees and families can access care early and stay well. Preventive screenings and wellness benefits further reduce time lost to illness and strengthen overall wellbeing.
As your team expands or relocates, Global Care makes it easy to extend protection across regions. We manage enrolments, renewals, and compliance from one central point, keeping policies aligned as your organisation evolves. The continuity offered by our flexible health insurance options gives employees consistent access to care wherever they are in the world.
why-us-03
shape6

Frequently asked questions

International health insurance provides continuous medical coverage for people living, working, or studying outside their home country. Covering ongoing treatment, hospitalisation, out-patient care, and preventive services anywhere in the world, it is suitable for expats, permanent residents, and foreigners living in Singapore.
Travel insurance focuses on trip-related risks like cancellations, lost luggage, and emergency medical treatment. International health insurance, on the other hand, is designed for long-term global living. It covers both emergencies and routine healthcare, including check-ups, chronic condition management, and maternity care.
Premiums vary based on factors such as your age, area of cover, benefit level, and any selected options (like out-patient or maternity). At Global Care, we help you compare multiple plan structures to balance cost and coverage ensuring you only pay for what you actually need.
Choosing the right plan depends on where you live, how often you travel, and if you are seeking protection just locally or globally. We assess your profile, mobility patterns, and long-term goals to recommend coverage to suit your medical needs. Whether you're evaluating health insurance for foreigners in Singapore or a broader global plan, we help you compare benefits and coverage limits up to the level that works best for your lifestyle.
Yes. Most international plans allow you to choose your hospital or specialist within your area of cover. You can seek treatment locally or fly to another country for care, depending on your medical preference and plan benefits.
This depends on your insurer and underwriting terms. Some pre-existing conditions may be excluded or subject to additional loading. Our advisers will review your medical history confidentially and recommend plans that offer fair and transparent terms.
Absolutely. That’s one of the biggest advantages of international cover. Your plan follows you wherever you go, as long as you stay within your selected area of coverage.
Core benefits generally include:
  • In-patient and day-patient hospital treatment
  • Cancer care
  • Emergency medical evacuation
  • 24-hour assistance services
Optional modules may add out-patient care, maternity, dental, optical, or wellness benefits depending on your plan type.
Yes. International health insurance for expats is designed to provide flexible protection at home and abroad, giving globally mobile individuals access to treatment wherever they relocate. Health insurance for foreigners in Singapore, on the other hand, focuses specifically on care received within Singapore, often complementing local systems like MediShield Life. Local enhancement options such as Integrated Shield Plans typically apply only to Singapore Citizens and Permanent Residents, so foreigners typically rely on international health insurance for broader protection.

Our international health insurance solutions bridge both needs by offering broader health services and global medical access to suit your lifestyle, mobility, and long-term plans.
The Bupa Company Health Insurance solution helps organisations manage the complexities of having staff across multiple locations. It offers consistent international healthcare access, regional flexibility, and coordinated benefits that employees can rely on.

This makes it easier for your HR teams to support mobile employees, standardise coverage up to your preferred tiers, and ensure business continuity even when teams relocate or travel frequently.
Global Care clients benefit from direct billing arrangements with most major hospitals within their area of cover. If direct billing isn’t available, you can pay upfront and submit your claim online or through our support team for prompt reimbursement.

Important: Please note that cover and claims are only applicable for treatment received within your selected area of cover (for example, Worldwide including the U.S. or Worldwide excluding the U.S.) and in countries that are not subject to sanctions. If treatment is sought in, or involves payments to, a sanctioned country or entity, your insurer may not be able to provide cover or pay any claim in accordance with applicable laws and regulations.

We recommend contacting a Global Care advisor directly for further clarification on eligible treatment locations or sanctions-related restrictions.
As an independent intermediary, we provide unbiased advice, plan comparison, and ongoing claims and renewal support at no additional cost to you. Our role is to represent your interests, ensuring your personal health insurance coverage stays suitable and your experience seamless.
The best time is before you need treatment or develop a condition that could be excluded later. Applying while you’re in good health ensures wider coverage options and lower premiums.
With our international health insurance by Bupa, you gain direct access to global health services provided by established international networks. This gives you reliable care from qualified healthcare professionals wherever you are.

As a dedicated insurance intermediary, we offer straightforward support — from choosing a plan to handling claims — so your coverage works smoothly for your medical needs no matter where you’re based.
shape1

Get Covered Through Global Care

The best time to secure protection is while you’re in good health, before pre-existing conditions limit your options. Speak with a licensed Global Care adviser today to review your needs and secure the right international health plan for you, your family or your people.

Speak with an Advisor
...

Testimonials

"Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat."

- Albert Einstein

"Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat."

- Georgia Holden

"Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat."

- Luke Petrie

shape4

Blog

Latest news & updates